Business Planning Services

A process that optimizes business and personal financial programs for maximum wealth accumulation, wealth protection and tax efficiency.

We review and tailor solutions to reflect what is important to you and how you wish to be reflected as a business owner and employer.

  • Retirement Planning / Executive Compensation and Investment Planning

    Maximize tax efficient, creditor protected accumulation and growth of retirement funds.

    • RRSP Accounts

    • Enhanced Retirement Program

    • Retirement Compensation Arrangement

    • Individual Pension Plan

    • Non-registered Investments

  • Employee Benefits

    Attract and retain employees, tailor benefits to owners and key persons to suit individual income needs.

    • Health/Dental Benefits

    • Pension/Group RRSP

    • Life/Disability/CI Insurance

  • Risk and Estate Planning

    Structure to provide tax-free dollars for liquidity, retire debt, maintain lifestyle, address tax consequences and protect estate.

    • Estate Conservation

    • What is important to you!

    • Lifestyle

    Settlement costs increase as wealth grows and assets accumulate.

  • Business Succession & Continuation

    Provide tax-free dollars to offset loss or repay business loans/lines in the event of death or disability of owner or key person. Properly fund shareholder buyout or facilitate orderly sale of business.

    • Protecting the owner, the family and the business

    • Business Loan Protection

    • Business Transfer

    • Shareholder Buy/Sell